Here, home care is human.

Private Pay

Ways to Pay for In-Home Care

Private pay – or paying “out-of-pocket” – is one way to cover the cost of your loved one’s in-home care. Private pay refers to using existing savings and assets to pay for services and is a common form of payment.

Can I Afford Private Pay?

For some families, private pay is not a viable option to cover all of the costs of in-home care services, especially for clients requiring long-term care or specialty services. Before determining the right care option for your loved one, you should have a solid understanding of their finances.

When determining your ability to pay out-of-pocket, you’ll want to take into account:

  • Savings
  • Pension
  • Assets

Both the client and their loved ones can contribute to private pay. Ask us about other public and private options, too.

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